Karen Ray to head up SmartBank Mortgage Loan Department
7/30/2007

SmartBank is pleased to announce the addition of another one of Sevier County’s most respected lenders to its team, Assistant Vice President and Mortgage Lending Officer, Karen Ray. Karen comes to SmartBank with 14 years of experience in the mortgage industry with 10 of those years spent locally.
“We are very excited to have Karen on board. The experience and knowledge in the industry she brings to our organization exemplifies the qualities that we want and expect of our entire SmartBank organization,” said President and CEO Billy Carroll. “Karen genuinely cares about serving others and that is an asset in which we place tremendous value.”
“I was so impressed with the SmartBank organization as it operates as a whole and to be involved in the start-up of the mortgage loan department was a great opportunity,” said Ray. “I believe in the values that SmartBank is creating and I appreciate what they’ve done to invent such an energized atmosphere. I am looking forward doing what I know and love to do, serving the clients, in a unique and special surrounding.” “It’s very exciting to me to be a part of an organization that places such emphasis on the quality and vision of their associates and clients!”
Karen lives in Walland with her husband Johnny and their children Morgan and Steven. They serve as youth leaders in their church, Oak View Baptist in Walland. Karen also works with the Helping Hearts Clothing Ministry which provides free clothing in the community once a month.

For more mortgage lending information, contact Karen Ray at SmartBank at 865-868-0681.