We understand that buying or refinancing can be overwhelming. SmartBank is committed to helping you find the right mortgage product to meet your needs.
Our team will help you decide which products work best for your situation, to make your experience as hassle-free and enjoyable as possible.
We offer the following:
- Conventional Loans - with terms from 15 yr fixed to 40 yr fixed
- Adjustable Rate Mortgages
- Expanded LTV Products (97% LTV & 100% LTV)
- Lender Paid MI Products
- Jumbo Products
- Purchase and Refinance Transactions – primary residence, second home, and investment properties
- Home Equity Loans
- Lot Financing
- Construction Loans
Click here to download the SmartBank mortgage application.
 Contact Karen Ray
Assistant Vice President, Mortgage Lending Officer
for more information. |
Helpful Links
FDIC Mortgage Information
Freddie Mac Homebuyer's Guide
United States Post Office Mover's Guide |