SmartBank is committed to offering the most efficient, effective, and secure way of delivering your financial information.

Our online banking services allow you to:

• Get real-time access to your account information via the Internet, 24 hours a day, seven days a week
• Transfer funds between accounts, pay bills electronically, review transaction history, and stop payments
• View all real-time activity including transfer of funds, deposits, ACH activity, bill pay transactions, and cashed checks as soon as the transaction is completed
• Communicate with a SmartBank representative through the secure online banking mail box feature

For all account types, online banking is free. Make as many bill payments, transfers, or loan payments as you wish. Note: Stop payment requests may carry a service charge.

Online Banking has been tested and verified as being safe. SmartBank's online banking program carries several levels of security.

• The site is only available over a Secure Socket Layer (SSL) connection
• The site is password protected: the system will determine your sign on ID and initial password, and only you should know your sign on ID and password
• No account numbers are ever displayed or transmitted over the Internet after enrollment – only the account alias is displayed
• The site is protected by the most advanced firewalls and monitoring tools available on the market today

For more information, contact a SmartBank representative or stop by one of our branches.