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SmartSaver Savings
Perfect to help you save for a rainy day.
Minimum Opening Deposit $100
- $3 quarterly service fee waived with minimum balance of $50
- Competitive interest rate
- 4 free withdrawals per quarter; $2.00 each additional withdrawal
- Free online banking
- Free quarterly statements
- Free access to SmartBank Intercept ATM locations
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SmartSaver Christmas Fund
The best way to plan for the holidays.
Minimum Opening Deposit $25
- No monthly service fee
- Interest earned on funds
- Annual lump sum distribution in November each year
- Free automated monthly transfers from any SmartBank account
- Early withdrawal automatically closes account
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SmartCDs
Flexible and interest-driven.
Minimum investment $1,000
- Flexibility in amount and terms of deposit with competitive interest rates
- Interest can be paid by check, added back to the CD, or deposited into any SmartBank checking or savings account
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SmartIRAs
The smart way to plan for your future.
Minimum Opening Deposit $100
- Variety of IRA accounts available to plan for a secure future
- Deposits may be made at any time
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